Your complete guide to getting cash against your vehicle
From application to cash in your account
Start your journey by completing our simple online application form or giving us a call directly. We need basic information about you and your vehicle including make, model, year, mileage, and condition. This initial step takes just 5 minutes and can be completed from anywhere at your convenience.
Our friendly team reviews every application within 1-2 hours during business hours. We'll contact you immediately to discuss your requirements, answer any questions, and schedule a convenient time for vehicle evaluation. You can also walk into any of our branches without an appointment if you prefer face-to-face service.
During this initial contact, we'll explain the entire process, discuss the documents you'll need to bring, and provide you with an estimated loan amount based on your vehicle's details. This gives you a clear idea of what to expect before you even visit our office.
Bring your vehicle to one of our conveniently located branches at your scheduled time. Our certified vehicle valuators will conduct a comprehensive inspection of your car, examining its exterior and interior condition, mechanical functionality, service history, and current market value. This professional evaluation typically takes 30-45 minutes.
While your vehicle is being evaluated, our documentation team will verify your paperwork. Please bring your original vehicle registration papers (RC1), valid South African ID or passport, recent proof of residence (not older than 3 months), valid driver's license, and bank statements from the last 3 months. If you have service records or insurance documents, these can help increase your loan amount.
Once the evaluation is complete, we'll present you with a formal loan offer detailing the amount you qualify for, interest rate, monthly repayment amount, loan term options, and all associated fees. We believe in complete transparency - there are no hidden costs or surprise charges. Take your time to review the offer and ask our consultants any questions you may have.
If you're happy with the loan terms, we'll prepare the agreement for your signature. Our legal team ensures all documentation complies with South African financial regulations and clearly outlines your rights and responsibilities. The agreement signing process takes about 15-20 minutes, and our staff will explain every clause to ensure you fully understand the terms.
Immediately after signing, we process your payout. Funds are transferred directly to your bank account via EFT, and in most cases, the money is available within 2-4 hours. Some banks process transfers faster, so you might even see the funds within an hour. We'll provide you with a transfer reference number so you can track the payment.
The best part? You drive away in your vehicle! Unlike traditional pawn shops, we don't take possession of your car. You keep your keys and continue using your vehicle for work, family, and daily activities. Simply make your agreed monthly payments on time, and your vehicle remains yours throughout the loan period. It's that simple!
Requirements for a successful application