Get instant cash loans against your car, bakkie, or SUV. Keep driving while we provide the funds you need. No credit checks, fast approvals, and competitive rates.
Cash On Wheels revolutionizes the way South Africans access emergency funds by offering innovative vehicle-backed loans that put cash in your hands within hours, not days. We understand that financial emergencies don't wait for bank approvals, which is why we've created a streamlined process that values your time and respects your need for immediate liquidity.
Our unique approach to vehicle financing allows you to unlock the equity in your paid-up car, bakkie, SUV, or motorcycle without surrendering your mobility. Unlike traditional lenders who focus heavily on credit scores and employment history, we recognize that your vehicle represents real, tangible value that can serve as excellent collateral for a short-term loan.
Founded by a team of financial services professionals with decades of combined experience, Cash On Wheels has helped thousands of South Africans navigate unexpected expenses, seize business opportunities, and manage cash flow challenges. Whether you need funds for medical emergencies, home repairs, business expansion, debt consolidation, or any other legitimate purpose, we're here to provide a solution that works for you.
What sets Cash On Wheels apart is our commitment to transparency and customer service. We don't believe in hidden fees, confusing terms, or aggressive collection practices. Every loan agreement is clearly explained, with all costs disclosed upfront. Our team takes the time to understand your unique situation and works with you to structure a repayment plan that fits your budget and lifestyle.
With branches strategically located across South Africa's major metropolitan areas, Cash On Wheels makes it convenient to access our services wherever you are. Our modern offices are staffed with friendly, knowledgeable professionals who treat every client with dignity and respect. We pride ourselves on creating a welcoming environment where you can discuss your financial needs openly and receive expert guidance without judgment or pressure.
Get approved in as little as 2 hours. Our efficient process means you can walk in with your car and walk out with cash the same day.
Your vehicle stays with you! Continue your daily routine without interruption while we provide the financial support you need.
Competitive interest rates with flexible repayment terms. We work hard to offer you the most affordable solution possible.
Expert valuators and financial advisors guide you through every step, ensuring you understand and are comfortable with the process.
Your privacy is paramount. All transactions are handled with the utmost discretion and security measures.
Choose repayment periods from 3 to 24 months. Early settlement options available without penalties.
Sedans, hatchbacks, and family cars accepted. Get up to 70% of your vehicle's value with flexible terms.
Higher loan amounts for SUVs and bakkies. Perfect for business owners and families with larger vehicles.
Premium service for high-value vehicles. Get up to 80% of your luxury car's market value.
Complete our simple form or visit any branch
Our experts evaluate your vehicle quickly
Sign agreement and receive funds immediately
Fill out the form below and we'll contact you within 1 hour
"Cash On Wheels helped me when I needed it most. The process was quick, professional, and stress-free. I got my money within 3 hours!"
"Excellent service! No hidden fees, transparent terms, and I kept driving my car. Highly recommend Cash On Wheels to anyone needing quick cash."
"Professional team, fair valuation, and fast payout. Cash On Wheels made a difficult situation much easier. Thank you!"